Critical Illness Insurance
50% of Canadians will get critically ill, and only 50% of them will survive. Don’t be the one to gamble!
Who will pay your monthly bills? How will you face your loved one telling them that there is no money to pay?
We got you covered. And it is easier than you think.
Simply covered:
- Guaranteed acceptance Critical Illness Coverage: Up to $25,000 for Canadian Residence between 18 to 69.
- No Medical Exams or Health Questions: Your health will not affect your eligibility or rates. You cannot be denied coverage under this policy due to your health.
- Coverage for Over 24 Critical Conditions: Coverage until 75. Ensure your loved ones are financially protected in the event of a seriously covered illness.
- Easy Online Application– Get Instantly Approved. Quick online application process with instant approval. Get your policy the same day you apply.
- Second Event Benefit – Continued Protection After a Claim: Your coverage doesn’t end once you’ve made a claim. The second event benefit continues your policy after a claim, for ongoing protection against other conditions.
- 30-Day Money-Back Guarantee: If you are not satisfied with your plan, let us know and receive a full refund.
Insured condition
Insured illness conditions refer to a set of specific medical conditions that are covered under an insurance policy. These conditions vary depending on the type of insurance policy and the insurance provider. Some common insured illness conditions include cancer, heart attack, stroke, and diabetes. The coverage for these conditions can include payment for medical expenses, rehabilitation, and other related expenses. Having insurance coverage for these illnesses provides peace of mind and financial security for individuals and their families during a difficult time.
- Alzheimer’s Disease
- Aorta Surgery
- Benign Brain Tumour
- Blindness
- Cancer
- Coma
- Coronary Artery Bypass Surgery
- Deafness
- Dismemberment
- Heart Attack
- Heart Valve Replacement
- Loss of Speech
- Major Organ Failure
- Major Organ Transplant
- Motor Neuron Disease
- Multiple Sclerosis
- Occupational HIV Infection
- Paralysis
- Parkinson’s Disease
- Severe Burns
- Stroke
Description of Additional Benefit Conditions
DCIS is the diagnosis by a doctor of the presence of Ductal Carcinoma In Situ of the breast, as confirmed by biopsy. A doctor certified as an oncologist must confirm the diagnosis in writing.
Early stage prostate cancer (T1a or T1b) treatment: Early Stage Prostate Cancer Treatment is the treatment for Early Stage Prostate Cancer (T1a or T1b). The diagnosis must be made by an oncologist. No benefit will be payable unless the oncologist has recommended one of the following treatments:
• Prostate surgery;
• Radiation therapy;
• Chemotherapy;
• Hormone therapy;
Loss of independence –Loss of independence is the definitive diagnosis by a doctor, which persists for at least ninety (90) days from the date of diagnosis, of either:
a. being totally and permanently unable to perform, by oneself, at least 2 of the 6 activities of daily living or,
b. having a cognitive impairment.
Cognitive impairment is a mental deterioration and loss of intellectual ability, evidenced by deterioration in memory, orientation and reasoning, which is measurable and results from demonstrable organic cause as diagnosed by a doctor. The degree of cognitive impairment must be sufficiently severe as to require a minimum of eight continuous hours of daily supervision.
Child Insured Conditions
- Cerebral Palsy
- Cystic Fibrosis
- Down’s syndrome
- Muscular Dystrophy
Our Commitments Matter.
We made it super simple for you to get covered fast & simple so you can be sure that you and your family are protected.
